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Mountaineering vs Rock Climbing: Which Add-on Do I Need?

Both mountaineering and rock climbing are covered through Adventure Sports Optional Coverage, but each is a separate add-on. Pick the right one — or both — based on what your trip involves.

Mountaineering and rock climbing are both covered through TuGo's Adventure Sports Optional Coverage, but each is a separate add-on. Pick the right one based on what your trip involves.

What TuGo considers mountaineering

TuGo defines mountaineering as reaching mountain summits with the aid of specialized equipment, including but not limited to pickaxes, ice axes, anchors, bolts, crampons, carabiners, and anchoring gear for lead or top-rope climbing.

An activity is generally classified as mountaineering when:

  • The intent is to reach the summit of a mountain
  • You're likely to travel over snow or ice on the approach or climb
  • You need to carry ice tools, an ice axe, or crampons to navigate glaciated terrain

If your trip fits this profile, add the Mountaineering add-on.

What is classified as rock climbing?

Rock climbing and bouldering — without the alpine elements above — are covered by the Rock Climbing add-on.

What if my trip involves both mountaineering and rock climbing?

If your trip involves both mountaineering and rock climbing, add both options.

Not sure which applies to your trip? Use one of the following options:

  • Call TuGo at 1-855-929-8846 (use code ALP762) for coverage questions — verify this number and code are current at TuGo.com.
  • Buy online at TuGo.com (use code ALP000).
  • Call ACC at (403) 678-3200 and choose the insurance option from the menu for tailored trip advice — confirm current menu options with ACC before calling.
  • Email ACC at adventures@alpineclubofcanada.ca for other ACC-related questions.