Trip Cancellation and Interruption Insurance

Trip Cancellation and Interruption Insurance is a separate product from emergency medical coverage. It reimburses non-refundable, prepaid travel costs (such as flights, deposits, and registration fees) if a covered situation forces you to cancel before you leave or cut your trip short.

What it covers

Common covered scenarios include:

• Sickness, injury, hospitalization, or death (yours or an immediate family member's)
• Quarantine
• Job loss
• Natural disasters
• Missed connections

Specific eligibility, exclusions, and reimbursement limits are set out in your policy documents — review them or contact TuGo for full details.

When it makes sense

• You've prepaid for a trip with significant non-refundable costs (an ACC camp, a Ski Week, flights, hut bookings)
• You're travelling within your home province (where TuGo medical coverage doesn't apply, but cancellation/interruption still does)
• You want protection against unexpected disruptions to a planned trip

For policy questions, contact TuGo at 1-855-929-8846 (use code ALP762) or buy online at TuGo.com (use code ALP000). For tailored advice from ACC, call (403) 678-3200 and choose the insurance option from the menu. For other ACC-related questions, email adventures@alpineclubofcanada.ca.